The highly automated technology allows you to complete the process 100% online and if approved, receive a loan offer instantly.
- Be 18 years old or over.
- Be a New Zealand citizen or permanent resident.
- Have a New Zealand Driver’s license or a valid New Zealand or Australian Passport.
- Reside in New Zealand.
- Have a valid email address and phone number.
- Agree to a credit check.
Terms and Fees
- The loan is interest-free.
- Establishment fee of $55 or Advance fee of $35 (existing account holder).
- Flexible payment periods of up to 36 months.
- Minimum monthly payment of $10 or 3% of the total outstanding amount (whichever is higher).
- An annual fee of $50 is applied to your account in two 6-monthly instalments (a fee of $25 is applied to your account on opening and every 6 months thereafter).
Speak to a career expert
To get started with course enrolment or ask any questions about the application process, simply get in touch today for a no-obligation careers consultation.