Q Card

Q Card offers loans for New Zealand residents or permanent residents.

Here's what you need to know

The highly automated technology allows you to complete the process 100% online and if approved, receive a loan offer instantly.

You will only be considered for finance if you:

  • Are 18 years old or over.
  • Are a New Zealand citizen or permanent resident.
  • Have a New Zealand Driver’s license or a valid New Zealand or Australian Passport.
  • Reside in New Zealand.
  • Have a valid email address and phone number.
  • Agree to a credit check.

Terms and Fees:

  • The loan is interest-free.
  • Establishment fee of $55 or Advance fee of $35 (existing account holder).
  • Flexible payment periods of up to 36 months.
  • Minimum monthly payment of $10 or 3% of the total outstanding amount (whichever is higher).
  • An annual fee of $50 is applied to your account in two 6-monthly instalments (a fee of $25 is applied to your account on opening and every 6 months thereafter).

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Career-ready education. Get the skills you need for the career you want.

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Get in touch

Once you enquire you’ll receive a helpful career guide. We’ll also arrange your call with an experienced Career Consultant to help you design your personal learning pathway.

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Explore our student stories

Be inspired by our students' success. Read and listen to their stories to see how students just like you have moved into the career they want and changed their lives.

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Find out more about the support we offer our students

Our StudentCareTM and Career Services teams are always on hand to support our students. Find out how they can support you from the moment you enrol.

Student support

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